COMPARATIVE STUDY BETWEEN ISLAMIC AND CONVENTIONAL BANKS PERFORMANCE WITHIN THE INDONESIAN BANKING SECTOR DURING COVID-19
This research aims to determine differences in performance quality between Islamic and conventional banks in Indonesia during the Covid-19 pandemic based on Non-Performing Loans, Loan to Deposit Ratio, Capital Adequacy Ratio, and Return on Assets values. Bank Indonesia serves as the source of Islamic and conventional banks' financial data collection from 2020 to 2022 in Indonesia. The analysis process in this research employs the Mann-Whitney U test to uncover the performance gap between the two sorts of banks during the Covid-19 pandemic. The processed data disclose varied results for each ratio. (1) Islamic banks reveal sounder handling of financial risk during conjuncture than conventional banks. (2) Regarding profitability, Islamic banks are foremost to conventional banks. (3) Conventional banks outperform Islamic banks in liquidity, except in 2022. (4) Islamic banks surpassed conventional banks based on capital adequacy level. This comparative study of the performance between Islamic and conventional banks in Indonesia during the Covid-19 pandemic provides several important points that may be useful for stakeholders in banks and government
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Judul | COMPARATIVE STUDY BETWEEN ISLAMIC AND CONVENTIONAL BANKS PERFORMANCE WITHIN THE INDONESIAN BANKING SECTOR DURING COVID-19 |
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Pengarang | VERONICA AVIKA RUKHA - Personal Name |
No. Panggil | SKRIPSI VER C 2024 |
Subyek | COVID-19 bank performance Conventional banks Islamic banks |
Bahasa | English |
Tempat Terbit | Universitas Mulawarman |
Tahun Terbit | 2024 |
Penerbit | Fakultas Ekonomi dan Bisnis |
Jurusan | MANAJEMEN |
Lampiran Berkas | LOADING LIST... |
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