Diva Maulida, 2024. This study aims to examine the effect of Financial Risk and Financial Anxiety on Financial Well-being in Samarinda. The independent variables in this study were Financial Risk and Financial Anxiety. While the dependent variable in this study is Financial Well-Being. This research was conducted on generation X, Millennial and Y people who are at least 18 years old and have jobs with permanent employee status and non-permanent employees in Samarinda City. The population of this study consisted of 150 respondents. This study was quantitative and data collection was conducted by questionnaire by examining the effect of Financial Risk and Financial Anxiety on Financial Wellbeing. The data collection method used in this study is a research method by distributing online questionnaires using Google Form to several people who have jobs with permanent employment status and non-permanent workers in Samarinda City as samples in this study. Data analysis used descriptive statistical techniques and multiple linear regression with the help of the SPSS 26 application. The results of this study indicate that Financial Risk has a negative and significant effect on Financial Well-Being. Financial Anxiety also has a significant negative effect on Financial Well-Being in the community in Samarinda.