This paper examines the impact of the COVID-19 pandemic outbreak and the types of banks on bank risk. Our sample consists of 101 banks in Indonesia from 2018 to 2022. The aim of this paper is to study how the COVID-19 pandemic and types of bank (Islamic and conventional) impact bank risk in Indonesia. We apply the Z-Score to measure the risk of Indonesian banks for a comprehensive analysis. The results show that the COVID-19 pandemic has not significantly affected bank risk. Moreover, we found that Islamic banks negatively affected bank risk. Additional analysis shows that there is no significant interaction between COVID-19 and the types of banks. These studies can be beneficial for regulators and policymakers in Indonesia to address the unpredictability caused by the COVID-19 outbreak.